
What was the most profitable investment in 2024?
For the second year in a row, bitcoin topped the list. The cryptocurrency saw an extraordinary appreciation of 182.32% in reais and 122% in dollars, briefly surpassing the $100,000 mark in December.
Gold came in second place. Gold is usually a more sought-after investment in times of uncertainty, such as the ones we are experiencing now. The precious metal appreciated 60.02% throughout the year.
Next on the list is the dollar, which accelerated its appreciation especially at the end of the year, closing 2024 at 6.1802 reais in the spot price, representing an increase of 27.34% compared to the closing of 2023.
The Ibovespa, the index that brings together the most traded stocks on the B3, had a bad year, with a drop of 10.36% in 2024 compared to 2023. There was also a devaluation in investments in government bonds linked to long-term inflation. The Treasury IPCA+ 2045 saw a loss of approximately 20%.
Check out the profitability ranking off different investments in 2024.
1 | Bitcoin | 182,32% |
2 | Gold | 60,02% |
3 | Dollar PTAX | 27,92% |
4 | Spot Price Dollar | 27,34% |
5 | Selic 2029 Treasury | 11,12% |
6 | Selic 2027 Treasury | 11,10% |
7 | CDI | 10,77% |
8 | Savings account | 7,06% |
9 | Inflation (IPCA-15) | 4,71% |
10 | Prefixed 2026 Treasury | 4,01% |
11 | IPCA+2029 Treasury | -1,31% |
12 | IPCA Treasury+with Semestral Interest Rates 2035 | -5,97% |
13 | IPCA Treasury+with Semestral Interest Rates 2040 | -7,42% |
14 | Prefixed Treasury 2029 | -9,81% |
15 | Ibovespa | -10,36% |
16 | Prefixed Treasury with semestral interest 2033 | -10,90% |
17 | IPCA Treasury +2035 | -11,56% |
18 | IPCA Treasury + semestral interest 2055 | -13,77% |
19 | IPCA Treasury +2045 | -21,90% |
These variations in profitability between one investment and another show the importance of diversifying when it comes to financial investments. This is the best way for investors to protect themselves from losses.
Source: Seu Dinheiro.